Life Insurance needs analysis and premium calculator

Enter your details below and press the “Calculate” button to receive a quotation. Click the blue question marks for more information. If you would like to print your quotation along with your details, press the “Print” button after your quotation has been calculated and a printable version will be generated for you. 

Premiums quoted are our standard non-smoker rates. For non-smokers in exceptional health, lower Preferred or Elite rates are available and are determined during the underwriting process.

Fields marked with an asterisk (*) are required.

Name (optional)

Your needs

Final expenses
$
 
Outstanding debt
$
 
Mortgage
$
 
Post-secondary education funding
$
 
Total immediate cash needed:$0.00
Monthly income for survivors
$
 
Number of years needed
 
Estimated inflation rate
%
 
After-tax investment rate
%
 
Capital required for survivor income:$0.00

Less:

Current investments
$
 
Other life insurance
$
 
Additional coverage needed:$0.00

Your information

Coverage needed
$*
Age, as of Jan. 1
*
Gender
*
Smoker
*

Optional riders

Future Insurance Option (FIO) rider?
Waiver of Premium (WOP) rider?

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