Insurance
With the AMA's full range of insurance solutions (for physicians, resident physicians and medical students), you and your family can have peace of mind.
Benefit from highly competitive AMA group insurance plans that include Disability, Term Life, Critical Illness, Professional Overhead, Accident, Health and Dental plus individual insurance plans for special-risk situations; all are offered through AMA’s own ADIUM Insurance Services Inc.
Our endorsed service providers - TD Insurance Meloche Monnex; Westland Affinity Group Insurance Services and Manulife Travel- offer special AMA discounts on Home and Automobile, Commercial Office and stand-alone Emergency Medical Travel insurance.
Life Insurance
- Healthy non-smoking clients can now get coverage without biometrics/fluids on Life coverage as follows:
- Ages 18-50 - up to $2 million (previous limit $1M)
- Ages 51-60 – up to $1 million (previous limit $100,000)
- Non-smoker rates will apply, and preferred rates will not be available.
- Manulife will proactively review pending applications on a case by case basis.
Disability and Professional Overhead Expense Insurance
- In addition to the temporary Life routine requirements, Manulife is also adopting temporary Disability requirement guidelines (until June 30, 2020).
- Illness and death from COVID-19 are covered under the Disability, Professional Overhead Expense and Term Life plans.
- Asymptomatic and symptomatic quarantine periods will count towards the completion of the elimination periods for Disability and Professional Overhead Expense insurance. Beyond the quarantine period, the waiting period must be completed due to an illness.
Manulife will continue to work alongside AMA to process all claims arising from COVID-19 according to the terms and conditions of our policies.
We encourage members to speak with their advisors if there are questions related to their coverage and policy contract.
For further questions please contact us at adium@albertadoctors.org.
Find insurance that fits your circumstances
Insurance for physicians
Personal insurance plans for physicians.
Insurance for resident physicians
Review insurance options for resident physicians, including PARA Life and Disability Insurance plans, the AMA's ADIUM Insurance Services Inc. and home and automobile insurance from TD Meloche Monnex.
Insurance for medical students
If you’re a medical student and an AMA member, you can join our ADIUM Insurance Student Starter Program.
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What's my coverage?Insurance Insights
Take advantage of your AMA membership privileges
December 31, 2020
For more than 36 years, TD Insurance has been offering preferred rates on home and auto insurance to AMA members through the TD Insurance Meloche Monnex program. TD Insurance is proud of its long-standing relationship with AMA and is pleased to share just a few of the benefits available to AMA members as a TD Insurance customer.
Your AMA life insurance plans just got better
July 8, 2020
The Alberta Medical Association has joined together with Manulife to bring members even greater savings on term life Insurance, and as a valued member, you can now take advantage of up to three rate reductions.
Professional overhead expense insurance
September 11, 2019
Professional overhead expense (POE) insurance works with the disability insurance benefit – if you are disabled, POE will cover your overhead and business expenses for a period of time until you can return to practice or for that same period of time if you cannot.
