Insurance
With the AMA's full range of insurance solutions (for physicians, resident physicians and medical students), you and your family can have peace of mind.
Benefit from highly competitive AMA group insurance plans that include Disability, Term Life, Critical Illness, Professional Overhead, Accident, Health and Dental plus individual insurance plans for special-risk situations; all are offered through AMA’s own ADIUM Insurance Services Inc.
Our endorsed service providers - TD Insurance Meloche Monnex; Westland Affinity Group Insurance Services and RSA - a member of Sun Life's referral network - offer special AMA discounts on Home and Automobile, Commercial Office and stand-alone Emergency Medical Travel insurance.
Find insurance that fits your circumstances
Insurance for physicians
Personal insurance plans for physicians.
Insurance for resident physicians
Review insurance options for resident physicians, including PARA Life and Disability Insurance plans, the AMA's ADIUM Insurance Services Inc. and home and automobile insurance from TD Meloche Monnex.
Insurance for medical students
If you’re a medical student and an AMA member, you can join our ADIUM Insurance Student Starter Program.
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What's my coverage? Insurance Insights
Professional overhead expense insurance
September 11, 2019
Professional overhead expense (POE) insurance works with the disability insurance benefit – if you are disabled, POE will cover your overhead and business expenses for a period of time until you can return to practice or for that same period of time if you cannot.
Insurance is a promise. Here's why.
July 10, 2019
Insurance, on a fundamental level, is simply a promise. Once you have set up insurance, insurance companies, in exchange for your premium, pool all the money together based on statistics and actuarial calculations, and they promise to pay out benefits when one of the covered situations happen.
New agreement with TD Insurance Meloche Monnex
March 13, 2019
We are pleased to advise that a new 10-year insurance affinity agreement has been reached between the AMA and TD Insurance Meloche Monnex (TDIMM), effective November 1, 2018, for the provision of a competitive home and automobile insurance program for AMA members.
ADIUM Insurance Services membership survey confirms satisfaction
January 16, 2019
Between September 21 and October 5, 2018, we conducted our triennial membership survey. The purpose of the survey was to gauge members’ satisfaction with ADIUM’s services and the AMA’s proprietary group insurance plans (i.e., disability, professional overhead expense, term life, critical illness, accidental death and dismemberment, and the AMA Health Benefits Trust Fund).
