J. Glenn McAthey, Director, Insurance Services

With the AMA's full range of insurance solutions (for physicians, resident physicians and medical students), you and your family can have peace of mind.

Benefit from highly competitive AMA group insurance plans that include Disability, Term Life, Critical Illness, Professional Overhead, Accident, Health and Dental plus individual insurance plans for special-risk situations; all are offered through AMA’s own ADIUM Insurance Services Inc.

Our endorsed service providers - TD Insurance Meloche Monnex; Westland Affinity Group Insurance Services and Manulife Travel- offer special AMA discounts on Home and Automobile, Commercial Office and stand-alone Emergency Medical Travel insurance.

Life Insurance

  • Healthy non-smoking clients can now get coverage without biometrics/fluids on Life coverage as follows:
    • Ages 18-50 - up to $2 million (previous limit $1M)
    • Ages 51-60 – up to $1 million (previous limit $100,000)
  • Non-smoker rates will apply, and preferred rates will not be available.
  • Manulife will proactively review pending applications on a case by case basis.

Disability and Professional Overhead Expense Insurance

  • In addition to the temporary Life routine requirements, Manulife is also adopting temporary Disability requirement guidelines (until June 30, 2020).
  • Illness and death from COVID-19 are covered under the Disability, Professional Overhead Expense and Term Life plans.
  • Asymptomatic and symptomatic quarantine periods will count towards the completion of the elimination periods for Disability and Professional Overhead Expense insurance. Beyond the quarantine period, the waiting period must be completed due to an illness.

Manulife will continue to work alongside AMA to process all claims arising from COVID-19 according to the terms and conditions of our policies.


We encourage members to speak with their advisors if there are questions related to their coverage and policy contract.


For further questions please contact us at


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What's my coverage?

A self-service feature for physicians, resident physicians and medical students!

Access a summary of your insurance that tells you:

  • A summary of your insurance coverage, including the kinds of insurance you have with us, the amounts, premiums and beneficiary designations.
  • Current and past invoices/confirmation notices
  • Certificate of Insurance – official insurer document describing the terms and conditions of each plan you’re covered under
  • Certificate schedules – official insurer document showing your coverage amounts for each plan you’re covered under

See your summary of insurance (login required)

Insurance Insights

Your AMA life insurance plans just got better

July 8, 2020

The Alberta Medical Association has joined together with Manulife to bring members even greater savings on term life Insurance, and as a valued member, you can now take advantage of up to three rate reductions.

Professional overhead expense insurance

September 11, 2019

Professional overhead expense (POE) insurance works with the disability insurance benefit – if you are disabled, POE will cover your overhead and business expenses for a period of time until you can return to practice or for that same period of time if you cannot.

Insurance is a promise. Here's why.

July 10, 2019

Insurance, on a fundamental level, is simply a promise. Once you have set up insurance, insurance companies, in exchange for your premium, pool all the money together based on statistics and actuarial calculations, and they promise to pay out benefits when one of the covered situations happen.

New agreement with TD Insurance Meloche Monnex

March 13, 2019

We are pleased to advise that a new 10-year insurance affinity agreement has been reached between the AMA and TD Insurance Meloche Monnex (TDIMM), effective November 1, 2018, for the provision of a competitive home and automobile insurance program for AMA members.

ADIUM Insurance Services membership survey confirms satisfaction

January 16, 2019

Between September 21 and October 5, 2018, we conducted our triennial membership survey. The purpose of the survey was to gauge members’ satisfaction with ADIUM’s services and the AMA’s proprietary group insurance plans (i.e., disability, professional overhead expense, term life, critical illness, accidental death and dismemberment, and the AMA Health Benefits Trust Fund).

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