Medical Liability Reimbursement
(MLR)
This program is provided through an agreement between the AMA and Alberta Health
The MLR program reimburses eligible physicians for part of their Canadian Medical Protective Association (CMPA) dues and other malpractice insurance.
Find out how to receive the MLR and learn about the program's income tax implications.
Find out more about this program
If you are eligible for this benefit, we will automatically reimburse your CMPA fees, less a prorated deductible of $1,000.
When will I be reimbursed?
- Early reimbursement pre-authorized debit: mid-April.
- Annual pre-authorized debit: mid-May.
- Monthly pre-authorized debit: quarterly installments about one month after the end of each quarter.
For additional information on your CMPA fee payment method, call the CMPA at 1-800-267-6522. If you have withdrawn your consent for this transfer of information, you need to give the Alberta Medical Association a copy of your CMPA acknowledgment form before we can reimburse you. (CMPA will give you this form.)
Submitting proof of payment
If you pay private insurance, you will be reimbursed up to the CMPA rates (less a $1,000 deductible) once you give the AMA your proof of payment.
Early reimbursement process
- As a benefit for members, the AMA can reimburse you in mid April before the CMPA debits your account on May 1.
- To participate, you must have met program eligibility requirements by December 31 and have enrolled in the CMPA’s annual pre-authorized debit: Learn about eligibility for this benefit
- If you are a new physician or participating in Alberta’s Early Reimbursement for the first time, you must enroll by contacting CMPA.
Contact CMPA
For questions about your CMPA fees or CMPA payment method call toll-free: 1-800-267-6522.
Direct deposit
- Log into your AMA Member Dashboard to select a direct deposit payment option to ensure that your reimbursement arrives before the CMPA debits your bank account.
- Or complete the Payment Request Form and return with a void cheque.
Income tax implications
- Reimbursements received through the MLR program must be declared as income for tax purposes.
- You may continue to claim your CMPA fees as allowed under the current tax regulations.
- For more information about tax implications, please contact your accountant.
- We will not send you a tax receipt.
News
March 27, 2023Under the agreement, the MLR deductible for all physicians is reduced to $1,000 effective for the 2022 calendar year. That means physicians who were reimbursed for 2022 by Alberta Health based on a higher deductible, will receive an additional reimbursement from Alberta Health. This primarily affects urban specialist physicians because the deductible for family physicians and rural physicians was already set at $1,000. Alberta Health has confirmed that those payments If you have questions regarding the Government of Alberta 2022 MLR reimbursement top-up payments please email: health.mlrprogram@gov.ab.ca. November 24, 2022The AMA will take over administration of the MLR program for the 2023 Canadian Medical Protective Association year. More details will be available on the reimbursment process in the comming weeks. Under the agreement, the deductible for all physicians is reduced to $1,000. That means, physicians who were reimbursed for 2022 by Alberta Health based on a higher deductible, will receive an additional reimbursement from Alberta Health. This primarily affects urban specialist physicians because the deductible for family physicians and rural physicians was already set at $1,000. Alberta Health will provide more information to those receiving the additional reimbursement in the coming weeks. |
Questions?
Deanna J. Longmuir
Benefits Administrator
Alberta Medical Association
12230 106 Ave NW
Edmonton AB T5N 3Z1
F 780-482-5445
CMPA:
For questions about your CMPA fees or CMPA payment method, call toll-free: 1-800-267-6522.
