Insurance for medical students

ADIUM Insurance Services Inc.

Kelly Guest, Insurance Advisor, ADIUM Insurance Services

As a medical student, you’re investing substantially in your future. Insurance helps you to protect that investment.  

If you’re an AMA member, you may enroll in the AMA's ADIUM Insurance Student Starter Program. The program includes:

  • Disability Insurance
  • Term Life Insurance

Why should I apply?

  • Protect yourself and your family as you start your career.
  • Build on that protection as your financial responsibilities increase in the future.
  • Take advantage of a better health record while you're young — if your health changes, you may not be able to get coverage later.
  • Stay with a plan during your medical training and as you move into medical practice that includes valuable features to keep your coverage current as your income increases.

How much does it cost?

  • First and second year - 100% AMA Premium Credit: No cost to you!
  • Third and fourth year - 80% AMA Premium Credit: Premiums as low as $8/month for both plans!

How do I find out more?

Our Student Starter Program booklet explains:

  • What coverage is offered.
  • How much the plans cost.
  • What happens to your coverage when you start your residency program.

Read the Student Starter Program booklet

How do I apply?

You must be an AMA member to apply. You will receive your certificate of insurance and a premium invoice once we receive and approve your application:
Apply for insurance

Join other AMA plans

As a medical student, you can also apply for:

Contact us

View contact information for all insurance programs.

The AMA advances patient-centered, quality care by advocating for and supporting physician leadership and wellness.