Critical Illness Insurance
ADIUM Insurance Services Inc.

The AMA’s Critical Illness (CI) Insurance plan is designed to help you maintain your lifestyle and reduce the financial stresses you may experience if you are diagnosed with one of 25 covered medical conditions.
CI insurance provides you with a lump-sum payment that you can use however you choose, allowing you to focus on recovery, rather than your bills. You can use the payment to help cover:
- Medical costs or expensive treatments that may not be covered by your supplemental health insurance and/or government health care plan
- Health care outside of Canada
- Replacing a family member’s salary while they care for you
- Personal or business loan payments
- Child care expenses
- Home maintenance or renovation
AMA CI Insurance covers 25 adult illnesses
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Why buy through AMA?
How much coverage can you apply for?
Extra advantages included at no cost
Optional riders
How much will it cost?
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Want more information?
Learn more about AMA’s Critical Illness insurance including: coverage and highlights, eligibility and exclusions.
Important Notes
- Coverage becomes effective on the date your application is approved, subject to receiving your premium payment.
- For coverage issued without proof of good health, no benefit will be paid for any critical illness that occurs within 24 months of an insured’s effective date of coverage resulting from injury, illness, or medical condition for which they had symptoms, consulted a physician or other healthcare practitioner during 24 months prior to the effective date of an insured’s coverage.
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