Critical Illness Insurance

ADIUM Insurance Services Inc.

The AMA’s Critical Illness (CI) Insurance plan is designed to help you maintain your lifestyle and reduce the financial stresses you may experience if you are diagnosed with one of 25 covered medical conditions. 

CI insurance provides you with a lump-sum payment that you can use however you choose, allowing you to focus on recovery, rather than your bills. You can use the payment to help cover:

  • Medical costs or expensive treatments that may not be covered by your supplemental health insurance and/or government health care plan
  • Health care outside of Canada
  • Replacing a family member’s salary while they care for you
  • Personal or business loan payments
  • Child care expenses
  • Home maintenance or renovation

AMA CI Insurance covers 25 adult illnesses

  • Aortic surgery                
  • Aplastic anemia
  • Bacterial meningitis
  • Benign brain tumour
  • Blindness
  • Cancer (life-threatening)
  • Coma
  • Coronary artery bypass surgery
  • Deafness
  • Motor neuron disease
  • Multiple sclerosis
  • Occupational HIV infection
  • Paralysis
  • Dementia, including Alzheimer's Disease
  • Heart attack
  • Heart valve replacement or repair
  • Kidney failure
  • Loss of independent existence
  • Loss of limbs
  • Loss of speech
  • Major organ failure on waiting list
  • Major organ transplant
  • Parkinson's disease and specified atypical Parkinsonian disorders
  • Severe burns
  • Stroke (cerebrovascular accident)

Why buy through AMA?

How much coverage can you apply for?

Extra advantages included at no cost

Optional riders

How much will it cost?

Apply today

Mac users:

Want more information?

Learn more about AMA’s Critical Illness insurance including: coverage and highlights, eligibility and exclusions.


Important Notes

  • Coverage becomes effective on the date your application is approved, subject to receiving your premium payment. 
  • For coverage issued without proof of good health, no benefit will be paid for any critical illness that occurs within 24 months of an insured’s effective date of coverage resulting from injury, illness, or medical condition for which they had symptoms, consulted a physician or other healthcare practitioner during 24 months prior to the effective date of an insured’s coverage.

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Underwritten by The Manufacturers Life Insurance Company
Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. All rights reserved. Manulife, PO Box 670, Stn Waterloo, Waterloo, ON N2J 4B8
Complete details of coverage, including any limitations, restrictions or exclusions that may apply, are set out in the Policy Certificate provided on enrollment

Alberta Medical Association Mission: Advocate for and support Alberta physicians. Strengthen their leadership in the provision of sustainable quality care.