Professional Overhead Expense Insurance

ADIUM Insurance Services Inc.

Your practice is not only your livelihood, built through years of dedication, but also a place your patients depend on. What if a serious illness or injury prevented you from maintaining it?

The AMA's Professional Overhead Expense (POE) Insurance plan helps you keep it running with a monthly reimbursement benefit - covering your business expenses while you recover. 

AMA Premium Credit

While not guaranteed, members have received a premium credit on the Professional Overhead Insurance plan 17 of the last 19 years. There is no AMA Premium Credit available in 2023.

Why buy through AMA?

How much coverage can you apply for?

Benefit period

Eligible expenses

Extra advantages included at no extra cost

Optional rider

How much will it cost?

Apply today

Mac users:

Want more information?

Learn more about AMA’s Professional Overhead Expense Insurance including: coverage and highlights, eligibility and exclusions. 

Contact us

View contact information for all insurance programs

Underwritten by The Manufacturers Life Insurance Company
Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. All rights reserved. Manulife, PO Box 670, Stn Waterloo, Waterloo, ON N2J 4B8.
Complete details of coverage, including any limitations, restrictions or exclusions that may apply, are set out in the Policy Certificate provided on enrollment.

Alberta Medical Association Mission: Advocate for and support Alberta physicians. Strengthen their leadership in the provision of sustainable quality care.